Munich School of Management > Institute for Risk Management and Insurance

2023

Huber, Tobias ORCID: 0000-0002-9894-9710; Jaspersen, Johannes G. ORCID: 0000-0002-3599-8988; Richter, Andreas ORCID: 0000-0002-2588-4813; Strümpel, Dennis ORCID: 0000-0002-6747-6674 (2023): On the change of risk aversion in wealth: a field experiment in a closed economic system. In: Experimental Economics, Vol. 26, No. 1: pp. 1-26 [PDF, 1MB]

Li, Lu; Richter, Andreas ORCID: 0000-0002-2588-4813; Steinorth, Petra (2023): Mental health changes and the willingness to take risks. In: The Geneva Risk and Insurance Review, Vol. 48, No. 1: pp. 31-62 [PDF, 913kB]

2022

Baillon, Aurélien ORCID: 0000-0002-0169-9760; Bleichrodt, Han ORCID: 0000-0002-2700-412X; Emirmahmutoglu, Aysil ORCID: 0000-0003-0889-9658; Jaspersen, Johannes Gerd ORCID: 0000-0002-3599-8988; Peter, Richard ORCID: 0000-0003-4931-0141 (2022): When Risk Perception Gets in the Way: Probability Weighting and Underprevention. In: Operations Research, Vol. 70, No. 3: pp. 1371-1392

Browne, Mark J.; Jäger, Verena; Richter, Andreas ORCID: 0000-0002-2588-4813; Steinorth, Petra ORCID: 0000-0001-8728-2861 (2022): Family changes and the willingness to take risks. In: Journal of Risk and Insurance, Vol. 89, No. 1: pp. 187-209 [PDF, 1MB]

Huber, Tobias ORCID: 0000-0002-9894-9710 (2022): Comparative risk aversion in two periods: An application to self‐insurance and self‐protection. In: Journal of Risk and Insurance, Vol. 89, No. 1: pp. 97-130

Jaspersen, Johannes G. ORCID: 0000-0002-3599-8988; Ragin, Marc A. ORCID: 0000-0003-2370-410X; Sydnor, Justin R. ORCID: 0000-0003-0532-1949 (2022): Insurance demand experiments: Comparing crowdworking to the lab. In: Journal of Risk and Insurance, Vol. 89, No. 4: pp. 1077-1107 [PDF, 3MB]

Jaspersen, Johannes G. ORCID: 0000-0002-3599-8988; Ragin, Marc A. ORCID: 0000-0003-2370-410X; Sydnor, Justin R. ORCID: 0000-0003-0532-1949 (2022): Predicting insurance demand from risk attitudes. In: Journal of Risk and Insurance, Vol. 89, No. 1: pp. 63-96

2021

Biagini, Francesca ORCID: 0000-0001-9801-5259; Huber, Tobias ORCID: 0000-0002-9894-9710; Jaspersen, Johannes G. ORCID: 0000-0002-3599-8988; Mazzon, Andrea (2021): Estimating extreme cancellation rates in life insurance. In: Journal of Risk and Insurance, Vol. 88, No. 4: pp. 971-1000 [PDF, 3MB]

Ponti, Giovanni; Knoller, Christian; Neuß, Stefan; Peter, Richard ORCID: 0000-0003-4931-0141 (2021): How social preferences provide effort incentives in situations of financial support.
In: PLOS ONE 16(1), e0244972 [PDF, 784kB]

Richter, Andreas ORCID: 0000-0002-2588-4813; Schiller, Jörg (2021): Versicherungsschutz für Elementarrisiken. In: Zeitschrift für Wirtschaftspolitik, Vol. 70, No. 3: pp. 273-281

2020

Argyris, Nikolaos; Jaspersen, Johannes; Richter, Andreas ORCID: 0000-0002-2588-4813 (2020): Calibrating Risk Aversion in Additive Multivariate Utility Functions. MRCI Working Papers, No. 35.

Born, Patricia; Müller, Stephanie; Tennyson, Sharon (2020): Credible or Biased? An Analysis of Insurance Product Ratings in Germany. In: International Review of Financial Consumers, Vol. 5, No. 1: pp. 25-40

Browne, Mark J.; Hofmann, Annette; Richter, Andreas ORCID: 0000-0002-2588-4813; Roth, Sophie-Madeleine; Steinorth, Petra (2020): Peer effects in risk preferences: Evidence from Germany. In: Annals of Operations Research, Vol. 299: pp. 1129-1163

Jaspersen, Johannes G. ORCID: 0000-0002-3599-8988; Montibeller, Gilberto ORCID: 0000-0003-1063-080X (2020): On the learning patterns and adaptive behavior of terrorist organizations. In: European Journal of Operational Research, Vol. 282, No. 1: pp. 221-234

Jaspersen, Johannes Gerd ORCID: 0000-0002-3599-8988; Richter, Andreas ORCID: 0000-0002-2588-4813; Zoller, Sandra ORCID: 0000-0001-9857-8078 (2020): Predicting Earnings Management from Qualitative Disclosures. Munich Risk and Insurance Center: MRIC working paper series ; 40, [PDF, 3MB]

Li, Lu (2020): Opening up the black box: Technological transparency and prevention. In: Journal of Risk and Insurance, Vol. 88, No. 3: pp. 665-693

Ragin, Marc A.; Collier, Benjamin L.; Jaspersen, Johannes G. (2020): The Effect of Information Disclosure on Demand for High-Load Insurance. In: Journal of Risk and Insurance, Vol. 88, No. 1: pp. 161-193

Richter, Andreas ORCID: 0000-0002-2588-4813; Wilson, Thomas C. (2020): Covid-19: implications for insurer risk management and the insurability of pandemic risk. In: Geneva risk and insurance review, Vol. 45: pp. 171-199 [PDF, 691kB]

2019

Browne, Mark; Jaeger, Verena; Steinorth, Petra (2019): The impact of economic conditions on individual and managerial risk taking. In: Geneva Risk and Insurance Review, Vol. 44, No. 1: pp. 27-53

Richter, Andreas ORCID: 0000-0002-2588-4813; Ruß, Jochen; Schelling, Stefan (2019): Insurance customer behavior: Lessons from behavioral economics. In: Risk Management and Insurance Review, Vol. 22, No. 2: pp. 183-205

2018

Deck, Cary; Ebert, Sebastian; Richter, Andreas ORCID: 0000-0002-2588-4813 (2018): Special issue in honor of Harris Schlesinger: New developments in the study of risk preferences. In: The Geneva Risk and Insurance Review, Vol. 43, No. 1: pp. 1-4

Karten, Walter; Nell, Martin; Richter, Andreas ORCID: 0000-0002-2588-4813; Schiller, Jörg (2018): Risiko und Versicherungstechnik. Eine ökonomische Einführung. Wiesbaden: Springer Gabler.

MacMinn, Richard; Richter, Andreas ORCID: 0000-0002-2588-4813 (2018): The choice of trigger in an insurance linked security: The mortality risk case. In: Insurance Mathematics & Economics, Vol. 78: pp. 174-182

Richter, Andreas ORCID: 0000-0002-2588-4813; Ruß, Jochen; Schelling, Stefan (2018): Moderne Verhaltensökonomie in der Versicherungswirtschaft. Denkanstöße für ein besseres Verständnis der Kunden. Wiesbaden: Springer Gabler.

Soika, Sebastian (2018): Moral Hazard and Advantageous Selection in Private Disability Insurance. In: Geneva Papers on Risk and Insurance-Issues and Practice, Vol. 43, No. 1: pp. 97-125

2017

Aseervatham, Vijay; Born, Patricia; Lohmaier, Dominik; Richter, Andreas ORCID: 0000-0002-2588-4813 (2017): Hazard-Specific Supply Reactions in the Aftermath of Natural Disasters. In: Geneva Papers on Risk and Insurance, The : Issues and Practice, Vol. 42, No. 2: pp. 193-225

Heisz, Verena; Huber, Tobias; Müller, Stephanie; Lehmeyer, Oliver; Richter, Andreas (October 2017): Versicherung als Instrument des Cyber-Risikomanagements. Mit Fokus auf kleine und mittlere Unternehmen. MRIC Executive Report, 1

Jaspersen, Johannes G.; Aseervatham, Vijay (2017): The Influence of Affect on Heuristic Thinking in Insurance Demand. In: Journal of Risk and insurance, Vol. 84, No. 1: pp. 239-266

Jaspersen, Johannes G.; Peter, Richard (2017): Experiential Learning, Competitive Selection, and Downside Risk: A New Perspective on Managerial Risk Taking. In: Organization Science, Vol. 28, No. 5: pp. 915-930

Peter, Richard; Richter, Andreas ORCID: 0000-0002-2588-4813; Thistle, Paul (2017): Endogenous information, adverse selection, and prevention: Implications for genetic testing policy. In: Journal of Health Economics, Vol. 55: pp. 95-107

2016

Aseervatham, Vijay; Lex, Christoph; Spindler, Martin (2016): How Do Unisex Rating Regulations Affect Gender Differences in Insurance Premiums? In: Geneva Papers On Risk and insurance : Issues and Practice, Vol. 41, No. 1: pp. 128-160

Harrison, Glenn W.; Richter, Andreas ORCID: 0000-0002-2588-4813 (2016): Introduction: Symposium on the methodologies of behavioral insurance. In: Journal of Risk and insurance, Vol. 83, No. 1: pp. 43-47

Hofmann, Annette; Peter, Richard (2016): Self-Insurance, Self-Protection, and Saving: On Consumption Smoothing and Risk Management. In: Journal of Risk and insurance, Vol. 83, No. 3: pp. 719-734

Jaspersen, Johannes G. (2016): Hypothetical surveys and experimental studies of insurance demand: a review. In: Journal of Risk and insurance, Vol. 83, No. 1: pp. 217-255

Knoller, Christian; Kraut, Gunther; Schoenmaekers, Pascal (2016): On the Propensity to Surrender a Variable Annuity Contract: An Empirical Analysis of Dynamic Policyholder Behavior. In: Journal of Risk and insurance, Vol. 83, No. 4: pp. 979-1006

Peter, Richard; Richter, Andreas ORCID: 0000-0002-2588-4813; Steinorth, Petra (2016): Yes, No, Perhaps? Premium Risk and Guaranteed Renewable Insurance Contracts With Heterogeneous Incomplete Private Information. In: Journal of risk and insurance, Vol. 83, No. 2: pp. 363-385

Peter, Richard; Soika, Sebastian; Steinorth, Petra (2016): Health Insurance, Health Savings Accounts and Healthcare Utilization. In: Health Economics, Vol. 25, No. 3: pp. 357-371

2015

Aseervatham, Vijay; Jaspersen, Johannes G. ORCID: 0000-0002-3599-8988; Richter, Andreas ORCID: 0000-0002-2588-4813 (2015): The affection effect in an incentive compatible insurance demand experiment. In: Economics Letters, Vol. 131: pp. 34-37

Browne, Mark J.; Knoller, Christian; Richter, Andreas ORCID: 0000-0002-2588-4813 (2015): Behavioral bias and the demand for bicycle and flood insurance. In: Journal of Risk and Uncertainty, Vol. 50, No. 2: pp. 141-160

Gerstner, Tobias; Lohmaier, Dominik; Richter, Andreas ORCID: 0000-0002-2588-4813 (2015): Value Relevance of Life Insurers' Embedded Value Disclosure and Implications for IFRS 4 Phase II. Munich Risk and Insurance Center Working Paper No. 27,

Hofmann, Annette; Peter, Richard (2015): Multivariate prevention decisions: Safe today or sorry tomorrow? In: Economics Letters, Vol. 128: pp. 51-53

Jaspersen, Johannes G. ORCID: 0000-0002-3599-8988; Montibeller, Gilberto (2015): Probability Elicitation Under Severe Time Pressure: A Rank-Based Method. In: Risk Analysis, Vol. 35, No. 7: pp. 1317-1335

Jaspersen, Johannes G. ORCID: 0000-0002-3599-8988; Richter, Andreas ORCID: 0000-0002-2588-4813 (2015): The wealth effects of premium subsidies on moral hazard in insurance markets. In: European Economic Review, Vol. 77: pp. 139-153

Jaspersen, Johannes Gerd ORCID: 0000-0002-3599-8988; Richter, Andreas ORCID: 0000-0002-2588-4813; Soika, Sebastian (2015): On the Demand Effects of Rate Regulation - Evidence from a Natural Experiment. Munich Risk and Insurance Center: MRIC working paper series ; 24,

Knoller, Christian (2015): Multiple Reference Points and the Demand for Principal-Protected Life Annuities : An Experimental Analysis. In: Journal of Risk and Insurance, Vol. 83, No. 1: pp. 163-179

Kraut, Gunther; Richter, Andreas ORCID: 0000-0002-2588-4813 (2015): Insurance Regulation and Life Catastrophe Risk: Treatment of Life Catastrophe Risk Under the SCR Standard Formula of Solvency II and the Necessity of Partial Internal Models. In: Geneva Papers on Risk and Insurance - Issues and Practice, Vol. 40, No. 2: pp. 256-278

Meyr, Stephanie; Tennyson, Sharon (2015): Product Ratings as a Market Reaction to Deregulation: Evidence From the German Insurance Market. In: Risk Management and Insurance Review, Vol. 18, No. 1: pp. 77-100

2014

Hoy, Michael; Peter, Richard; Richter, Andreas ORCID: 0000-0002-2588-4813 (2014): Take-up for genetic tests and ambiguity. In: Journal of Risk and Uncertainty, Vol. 48, No. 2: pp. 111-133

Kling, Alexander; Richter, Andreas ORCID: 0000-0002-2588-4813; Ruß, Jochen (2014): Annuitization behavior: Tax incentives vs. product design. In: ASTIN Bulletin, Vol. 44, No. 3: pp. 535-558 [PDF, 623kB]

Richter, Andreas ORCID: 0000-0002-2588-4813; Schiller, Jörg; Schlesinger, Harris (2014): Behavioral insurance: Theory and experiments. In: Journal of Risk and Uncertainty, Vol. 48, No. 2: pp. 85-96

2013

Jaspersen, Johannes G. ORCID: 0000-0002-3599-8988 (2013): An incentive compatible scoring rule for ordinal judgments of expected utility maximizers. In: Economics Letters, Vol. 120, No. 2: pp. 245-248

Raschky, Paul A.; Schwarze, Reimund; Schwindt, Manijeh; Zahn, Ferdinand (2013): Uncertainty of Governmental Relief and the Crowding out of Flood Insurance. In: Environmental and Resource Economics, Vol. 54, No. 2: pp. 179-200

2012

Born, Patricia H.; Klimaszewski-Blettner, Barbara (2012): Should I Stay or Should I Go? The Impact of Natural Disasters and Regulation on U.S. Property Insurers’ Supply Decisions. In: Journal of Risk and Insurance, Vol. 80, No. 1: pp. 1-36

Focht, Uwe; Richter, Andreas ORCID: 0000-0002-2588-4813; Schiller, Jörg (2012): Intermediation and (Mis-)Matching in Insurance Markets-Who Should Pay the Insurance Broker? In: Journal of Risk and Insurance, Vol. 80, No. 2: pp. 329-350

Lange, Renate; Steinorth, Petra (2012): Using Experiences from the U.S. to Implement Health Savings Accounts in German Statutory Health Insurance. In: Schmollers Jahrbuch, Vol. 132, No. 1: pp. 27-52

Steinorth, Petra ORCID: 0000-0001-8728-2861 (2012): The demand for enhanced annuities. In: Journal of Public Economics, Vol. 96, No. 11-12: pp. 973-980

2011

Steinorth, Petra (2011): Impact of health savings accounts on precautionary savings, demand for health insurance and prevention effort. In: Journal of Health Economics, Vol. 30, No. 2: pp. 458-465

2010

Born, Patricia H.; Richter, Andreas ORCID: 0000-0002-2588-4813 (2010): Reforming Insurance Regulation: Where do we start? In: Journal of Insurance Regulation, Vol. 29, No. 2: pp. 29-46

Schwarze, Reimund; Schwindt, Manijeh; Weck-Hannemann, Hannelore; Raschky, Paul; Zahn, Ferdinand; Wagner, Gert G. (2010): Natural hazard insurance in Europe: tailored responses to climate change are needed. In: Environmental Policy and Governance, Vol. 21, No. 1: pp. 14-30

2009

Hack, Andreas; Schiller, Jörg (2009): Vertikale Integration und Unternehmenserfolg: eine empirische Untersuchung in der Formel 1. In: Zeitschrift für Betriebswirtschaft, Vol. 79, No. 2: pp. 161-186

Richter, Andreas ORCID: 0000-0002-2588-4813; Weber, Frederik (September 2009): Mortality-Indexed Annuities. Managing Longevity Risk via Product Design. Discussion Papers in Business Administration 2009-14 [PDF, 1MB]

2008

Richter, Andreas ORCID: 0000-0002-2588-4813; Schiller, Jörg (18. November 2008): Entlohnung und Regulierung unabhängiger Versicherungsvermittler. Discussion Papers in Business Administration 2008-13 [PDF, 122kB]

Schumacher, Petra (2008): Enhanced Annuities – Produktinnovation als Lösungsstrategie für das Annuity Puzzle? In: Zeitschrift für die gesamte Versicherungswissenschaft, Vol. 97, No. S1: pp. 71-89

2007

Focht, Uwe; Richter, Andreas ORCID: 0000-0002-2588-4813; Schiller, Jörg (2007): Intermediation, Compensation and Collusion in Insurance Markets. Discussion Papers in Business Administration 2007-3 [PDF, 131kB]

Klimaszewski-Blettner, Barbara; Richter, Andreas ORCID: 0000-0002-2588-4813 (September 2007): Public-Private-Partnerships. Private und staatliche Strategien zum Management von Katastrophenrisiken. Discussion Papers in Business Administration 2007-8 [PDF, 325kB]

Kling, Alexander; Richter, Andreas ORCID: 0000-0002-2588-4813; Ruß, Jochen (2007): The interaction of guarantees, surplus distribution, and asset allocation in with-profit life insurance policies. In: Insurance: Mathematics and Economics, Vol. 40, No. 1: pp. 164-178

2006

Kling, Alexander; Richter, Andreas ORCID: 0000-0002-2588-4813; Ruß, Jochen (October 2006): The Impact of Surplus Distribution on the Risk Exposure of With Profit Life Insurance Policies Including Interest Rate Guarantees. Discussion Papers in Business Administration 2006-4 [PDF, 377kB]

MacMinn, Richard; Richter, Andreas ORCID: 0000-0002-2588-4813 (October 2006): Hedging Brevity Risk with Mortality-based Securities. Discussion Papers in Business Administration 2006-3 [PDF, 408kB]

Nell, Martin; Richter, Andreas ORCID: 0000-0002-2588-4813; Schiller, Jörg (2006): When prices hardly matter: Incomplete insurance contracts and markets for repair goods. Discussion Papers in Business Administration 2006-2 [PDF, 384kB]

2005

Nell, Martin; Richter, Andreas ORCID: 0000-0002-2588-4813 (2005): Catastrophic Events as Threats to Society: Private and Public Risk Management Strategies. In: Frenkel, Michael; Rudolf, Markus; Hommel, Ulrich (eds.) : Risk Management. Challenge and Opportunity. Berlin, Heidelberg: Springer. pp. 321-340

2004

Nell, Martin; Richter, Andreas ORCID: 0000-0002-2588-4813 (2004): Improving Risk Allocation Through Indexed Cat Bonds. In: Geneva Papers on Risk and Insurance - Issues and Practice, Vol. 29, No. 2: pp. 183-201

Richter, Andreas ORCID: 0000-0002-2588-4813 (2004): Moderne Finanzinstrumente im Rahmen des Katastrophen-Risk-Managements — Basisrisiko versus Ausfallrisiko. In: Schmalenbachs Zeitschrift für betriebswirtschaftliche Forschung, Vol. 56, No. 2: pp. 99-121

2003

Bender, Klaus; Richter, Andreas ORCID: 0000-0002-2588-4813 (2003): Optimales Vertragsdesign bei moralischem Risiko in der Rückversicherung. In: Zeitschrift für die gesamte Versicherungswissenschaft, Vol. 92, No. 3: pp. 483-506

Croson, David; Richter, Andreas ORCID: 0000-0002-2588-4813 (2003): Sovereign Cat Bonds and Infrastructure Project Financing. In: Risk Analysis, Vol. 23, No. 3: pp. 611-626

Nell, Martin; Richter, Andreas ORCID: 0000-0002-2588-4813 (2003): The design of liability rules for highly risky activities — Is strict liability superior when risk allocation matters? In: International Review of Law and Economics, Vol. 23, No. 1: pp. 31-47

Nell, Martin; Richter, Andreas ORCID: 0000-0002-2588-4813; Karten, Walter (2003): Zustandsabhängige Vertragsgestaltung — Die Verwendung exogener Bezugsgrößen bei moralischem Risiko. In: Jahnke, Hermann; Brüggemann, Wolfgang (eds.) : Betriebswirtschaftslehre und betriebliche Praxis. Festschrift für Horst Seelbach zum 65. Geburtstag. Wiesbaden: Deutscher Universitätsverlag. pp. 325-341

2002

Doherty, Neil A.; Richter, Andreas ORCID: 0000-0002-2588-4813 (2002): Moral Hazard, Basis Risk, and Gap Insurance. In: Journal of Risk & Insurance, Vol. 69, No. 1: pp. 9-24

Richter, Andreas ORCID: 0000-0002-2588-4813; Ruß, Jochen (2002): Tax arbitrage in the German insurance market. In: Blätter der DGVFM, Vol. 25, No. 3: pp. 659-672

2001

Karten, Walter; Richter, Andreas ORCID: 0000-0002-2588-4813 (2001): Umwelthaftung. In: Bühner, Rolf (ed.) : Management-Lexikon. München [u.a.]: Oldenbourg. pp. 781-784

Nell, Martin; Richter, Andreas ORCID: 0000-0002-2588-4813 (2001): Alternative Risk Transfer Mechanisms for Seismic Risks. In: Kleindorfer, Paul R.; Sertel, Murat R. (eds.) : Mitigation and Financing of Seismic Risks: Turkish and International Perspectives. NATO Science Series: IV, Vol. 3. Dordrecht: Springer. pp. 237-253

Nell, Martin; Richter, Andreas ORCID: 0000-0002-2588-4813 (2001): Die Haftung für Konsequenzen besonders risikobehafteter Aktivitäten - Ist die Gefährdungshaftung die überlegene Lösung? In: Mager, Hans-Christian (ed.) : Private Versicherung und soziale Sicherung. Festschrift zum 60. Geburtstag von Roland Eisen. Marburg: Metropolis-Verlag. pp. 71-96

2000

Lesch, Torsten; Richter, Andreas ORCID: 0000-0002-2588-4813 (2000): Prävention und Versicherung für Gefahren aus dem Internet (I). In: Versicherungswirtschaft, Vol. 55, No. 22: pp. 1774-1778

Lesch, Torsten; Richter, Andreas ORCID: 0000-0002-2588-4813 (2000): Prävention und Versicherung für Gefahren aus dem Internet (II). Vorhandene Deckungskonzepte für Internetrisiken und ihre Eignung. In: Versicherungswirtschaft, Vol. 55, No. 23: pp. 1856-1858

Lesch, Torsten; Richter, Andreas ORCID: 0000-0002-2588-4813 (2000): Risiken aus kommerzieller Nutzung des Internet — Möglichkeiten der Schadenverhütung und Versicherung. In: Zeitschrift für die gesamte Versicherungswissenschaft, Vol. 89, No. 4: pp. 605-633

Richter, Andreas ORCID: 0000-0002-2588-4813 (2000): Die ökonomische Funktion von Haftungsregeln bei Risikoaversion und Haftpflichtversicherungsmöglichkeiten. In: Zeitschrift für die gesamte Versicherungswissenschaft, Vol. 89, No. 2-3: pp. 421-431

1999

Richter, Andreas ORCID: 0000-0002-2588-4813 (1999): Zu Funktion und Ausgestaltung von Haftungsregeln bei Risikoaversion. Eine ökonomische Analyse unter besonderer Berücksichtigung von Kumulrisiken und unvollkommenen Versicherungsmöglichkeiten. Karlsruhe: VVW.

1998

Karten, Walter; Richter, Andreas ORCID: 0000-0002-2588-4813 (1998): Risiken aus Umwelthaftung — Risk Management und Vesicherung. In: Hansmann, Karl-Werner (ed.) : Umweltorientierte Betriebswirtschaftslehre. Eine Einführung. Wiesbaden: Gabler Verlag. pp. 415-455

1996

Nell, Martin; Richter, Andreas ORCID: 0000-0002-2588-4813 (1996): Optimal Liability: The Effects of Risk Aversion, Loaded Insurance Premiums, and the Number of Victims. In: Geneva Papers on Risk and Insurance - Issues and Practice, Vol. 21, No. 2: pp. 240-257

1994

Richter, Andreas ORCID: 0000-0002-2588-4813 (1994): Gleichgewichte bei adverser Selektion auf Versicherungsmärkte. In: Hesberg, Dieter (ed.) : Risiko, Versicherung, Markt. Festschrift für Walter Karten zur Vollendung des 60. Lebensjahres. Karlsruhe: Verl. Versicherungswirtschaft. pp. 197-219